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#WithCertainty Facebook Sweepstakes Rules


No Purchase OR Payment Necessary TO ENTER OR WIN. A Purchase WILL NOT INCREASE YOUR Chances Of Winning.

ELIGIBILITY: The Certainty Home Loans, LLC "#WithCertainty" Sweepstakes ("Promotion") is open to legal residents of the United States or its territories and possessions, age 18 years or older, except employees, officers, and directors (and their immediate family and household members (whether or not related)) of Certainty Home Loans, LLC, 6101 W Plano Parkway, Plano, Texas 75093 (the "Sponsor"), and its parents, subsidiaries, and affiliated entities (collectively, with the Sponsor, the "Promotion Entities"). By entering the Promotion, entrants agree to accept and be bound by all terms of these Official Rules and Regulations ("Official Rules").


DESCRIPTION: From October 2, 2017 to October 30, 2017 (the "Promotional Period"), Sponsor will be conducting a national promotion encouraging entrants to post a photo of themselves in front of their home with three words that describe Certainty Home Loans on the official Certainty Home Loans, LLC Facebook Page and pinned post. ( for a chance to win a $200 Visa1 gift card.


HOW TO ENTER: To enter, you must 1) like the official Certainty Home Loans, LLC Facebook Page, 2) post a photo of yourself in front of your at home with three words that describes Certainty Home Loans or comment with those three words on the official Certainty Home Loans, LLC Facebook Page, 3) comment on your photo #WithCertaint. The e-mail address and contact information associated with your comment will be used for your entry and to identify you for winner notification purposes. Limit one entry per Facebook account. To be eligible, entries must be received no later than 11:59PM PST on October 30, 2017. All entries must be submitted in the name of an individual person and the prize can only be awarded to the person whose name is on the winning entry. Entries generated by script, macro or other automated means will be void.


HOW TO WIN: Winners will be selected in two random drawings from among all eligible entries received during the Promotion Period. Two random drawings will be conducted by Certainty Home Loans, LLC on or about the first business day of November, 2017. All decisions are final. Odds of winning will depend on the number of eligible entries received during the Promotion Period. Winners will be notified by e-mail within ten (10) days of each random drawing and must meet all eligibility requirements including the timely execution and return of all necessary releases and documents (if any) required by Sponsor. Certainty Home Loans, LLC is not responsible, and the entrant may be disqualified, if the entrant’s e-mail does not work or has been changed. Any winner notification not responded to within thirty (30) days or returned as undeliverable will result in prize forfeiture and an alternate winner will be selected. If a potential winner is ineligible to win the prize, does not comply with the acceptance requirements above or is otherwise in violation of these Official Rules, then such winner will be disqualified and another winner may be selected from the remaining eligible entrants.


PRIZES: One (1) Visa gift card in the amount of Two Hundred Dollars ($200.00) will be awarded to two winning contest entrants during the Promotion Period. Certainty Home Loans, LLC will contact each winner via e-mail to finalize delivery of the prize. There will be no cash compensation. Certainty Home Loans, LLC will not replace any lost or stolen prizes. All federal, state, local and other taxes are the sole responsibility of the applicable winner. Prizes must be redeemed according to the terms of the gift card. No substitution or transfer of a prize is permitted by the winners.


ODDS OF WINNING: Odds of winning depend on the number of eligible entries received during the Promotion Period.


Gift cards are subject to the redemption policy Visa. The Winner is responsible for paying any taxes and fees associated with receipt or use of the prize. The prizes will be delivered at the expense of the Sponsor. Any and all other costs or expenses associated with the prize shall be the Winner’s responsibility. The estimated aggregate retail value of the prize(s) is approximately $200.


GENERAL CONDITIONS: Sponsor reserves the right to cancel, suspend or modify the Promotion, or any part of it, if any fraud, technical failures, human error or any other factor impairs the integrity or proper functioning of the Promotion, as determined by Sponsor in its sole discretion. Sponsor, in its sole discretion, reserves the right to disqualify any individual it finds to be tampering with the entry process or the operation of the Promotion or to be acting in violation of the Official Rules.


GOVERNING LAW: The Promotion is governed by the laws of the United States. All federal, state and local laws and regulations apply. Void where prohibited by law.


LIMITATION OF LIABILITY AND RELEASE: By participating in the Promotion, entrants agree to release and hold harmless Certainty Home Loans, LLC, Visa, Facebook, and their officers, directors, employees and agents from and against any claim or cause of action arising out of participation in the promotion or receipt or use of any prize, including, but not limited to: (a) technical errors related to the operation of the Promotion; (b) errors in the administration of the Promotion; (c) printing errors; (d) telephone, computer or network system errors and failures; and/or (e) late, lost, misdirected or undelivered mail.


The promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook.


1 Visa is a registered trademark of Visa Inc. Visa is not a sponsor of the sweepstakes. Use of gift cards is subject to the standard redemption rules, regulations and policies of Visa.