Renovation Lending Solutions for Buyers & Homeowners
The Certainty Home Loans Renovation Lending program provides qualified buyers with the financing to purchase and renovate, in one affordable home loan. The program is also available to homeowners who want to refinance and renovate or remodel their existing home. The best part is that all renovation work is completed by a professional contractor after closing. Our dedicated renovation specialists will work with you to help find competent licensed contractors, get bids and obtain renovation information. We manage the renovation financing by disbursing payment to the contractor on your behalf at key stages of progress so you can focus on your renovation.
Depending on the loan program, the type of renovations you can finance include:
- Finish the basement
- New flooring, new kitchen, new bathrooms,
- Add energy efficient windows & doors
- Upgrade furnace, HVAC system
- Expand the house - add a bedroom, bathroom, master suite.
- Create open-plan living - tear down/move walls
- Remodel the kitchen
- Add a garage