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Certainty Home Loans Customer Satisfaction Survey Sweepstakes

OFFICIAL RULES AND REGULATIONS

No Purchase OR Payment Necessary TO ENTER OR WIN. A Purchase WILL NOT INCREASE YOUR Chances Of Winning.

ELIGIBILITY: The Certainty Home Loans Customer Satisfaction Survey Sweepstakes (“Promotion”) is open to legal residents of the United States or its territories and possessions, age 18 years or older, except employees, officers, and directors (and their immediate family and household members (whether or not related)) of Certainty Home Loans, LLC, 6101 W Plano Parkway, Plano, Texas 75093 (the “Sponsor”), and its parents, subsidiaries, and affiliated entities (collectively, with the Sponsor, the "Promotion Entities"). By entering the Promotion, entrants agree to accept and be bound by all terms of these Official Rules and Regulations (“Official Rules”).

HOW TO ENTER: From January 1, 2017, to December 31, 2017 (the “Promotional Period”), Sponsor will be conducting a national promotion encouraging participants to complete a survey for a chance to win a prize. To enter, participants must click on the link in the e-mail inviting the entrant to participate in a survey about their experience obtaining a home loan from the Sponsor. Participants must then complete the survey in its entirety to be entered in the sweepstakes. Everyone who completes the survey will be automatically entered in the sweepstakes. Limit one entry per person. To be eligible, entries must be received no later than 11:59 PM PST on December 31, 2017. All entries must be submitted in the name of an individual person and the prize can only be awarded to the person whose name is on the winning entry. Entries generated by script, macro or other automated means will be void.

HOW TO WIN: Winners will be selected in random drawings from among all eligible entries received each calendar quarter during the Promotion Period. Entries will only be included in one random drawing. The random drawings will be conducted by W.R. Starkey Mortgage, LLP on or about the first business day of April 2017, July 2017, October 2017, and January 2018. All decisions are final. Odds of winning will depend on the number of eligible entries received during the Promotion Period. Winners will be notified by e-mail within ten (10) days of each random drawing and must meet all eligibility requirements including the timely execution and return of all necessary releases and documents (if any) required by Sponsor. Starkey Mortgage is not responsible, and the entrant may be disqualified if the entrant’s e-mail does not work or has been changed. Any winner notification not responded to within thirty (30) days or returned as undeliverable will result in prize forfeiture and an alternate winner will be selected. If a potential winner is ineligible to win the prize, does not comply with the acceptance requirements above or is otherwise in violation of these Official Rules, then such winner will be disqualified and another winner may be selected from the remaining eligible entrants.

PRIZES: One (1) gift card from The Home Depot™ in the amount of Fifty Dollars ($50.00) will be awarded to one winning contest entrant each calendar quarter during the Promotion Period. Certainty Home Loans will contact each winner via e-mail to finalize delivery of the prize. There will be no cash compensation. Certainty Home Loans will not replace any lost or stolen prizes. All federal, state, local and other taxes are the sole responsibility of the applicable winner. Prizes must be redeemed according to the terms of the gift card. No substitution or transfer of a prize is permitted by the winners.

ODDS OF WINNING: Odds of winning depend on the number of eligible entries received during the Promotion Period.

Gift cards are subject to the redemption policy of The Home Depot™1.

By participating in the Promotion, entrants agree to release and hold harmless W.R. Starkey Mortgage, LLP and its officers, directors, LIMITATION OF LIABILITY AND RELEASE:

The Promotion is governed by the laws of the United States. All federal, state and local laws and regulations apply. Void where prohibited by law.GOVERNING LAW:

By completing the survey and entering the Promotion, each entrant grants Sponsor permission (except where prohibited) to use their name, city and state and all survey responses, at any time or times, for advertising, marketing, trade and promotional purposes without additional compensation, in any media now known or hereafter discovered, worldwide, and on the Internet, without notice, review or prior approval.LICENSE:


1 The Home Depot is a registered trademark of Homer TLC, Inc. The Home Depot is not a sponsor of the sweepstakes. Use of gift cards is subject to the standard redemption rules, regulations and policies of The Home Depot. employees and agents from and against any claim or cause of action arising out of participation in the promotion or receipt or use of any prize, including, but not limited to: (a) technical errors related to the operation of the Promotion; (b) errors in the administration of the Promotion; (c) printing errors; (d) telephone, computer or network system errors and failures; and/or (e) late, lost, misdirected or undelivered mail.