Ted Clay

Ted offers each client the accumulated benefit of his 25 years’ experience in the home financing industry. Over the years he has helped first-time home buyers with down payment assistance and low down payment loans, families purchase a home in a rural area with a USDA loan, and homeowners finance home renovations or repairs.

Ted uses his experience and knowledge to educate all clients on each stage of the loan process and sets realistic expectations, so there will be no surprises at the end.

Homeowners like working with Ted as he can clearly explain how the current home loan process differs to when they previously purchased their home. Loan programs evolve, and new programs get created. Ted takes continuing education classes to provide each client with their best loan options and makes them aware of how some loan programs can affect their short and long-term financial goals. Ted’s goal is for his clients to confidently make their decisions, have no surprises at the end and feel that the loan process was more straightforward than they initially anticipated.