Pamela CaldwellBranch Manager
How much home can you afford?
Find out by prequalifying right here, right now.
200 CENTREPORT DRIVE #145
GREENSBORO , NC 27409
NC Lic. #: L-112550-126 ,
VA Lic. #: MC-2146
What We Offer
CONVENTIAL, FIXED RATE MORTGAGE LOANSYou have good credit and a down payment saved.
These mortgage loans offer several repayment period terms. Different repayment terms offer different, mortgage rates. Their fixed interest rates are desired by many because the principal payment and interest rate does not increase over time.
FEDERAL HOUSING ADMINISTRATION (FHA) LOANYou are a first-time homebuyer, want a low down payment or have concerns about your credit score.
FHA Loans generally involve a lower down payment compared to conventional mortgages but the loan amount may have limitations.
JUMBO LOANSYou want to borrow above the home loan limit in your area.
Loans that exceed government limits—Fannie Mae and Freddie Mac—are called Jumbo Loans. They are often used to purchase higher balanced homes and can carry higher interest rates and points.
USDA HOME LOANSYou want to purchase a home in a rural area.
If you’re thinking of buying a home in a rural area but not sure how you can afford it, these loans could help. They were created by the federal government to help low- to moderate-income families afford a home in rural areas.
DEPARTMENT OF VETERAN AFFAIRS (VA) LOANYou are a U.S. military veteran or in active military service.
VA loans often deliver great benefits for eligible veterans and their families, such as the possibility of zero down payment and seller-paid closing costs.
Pam is dedicated to creating innovative solutions that deliver great results to her customers and business associates. Pam’s extensive financial knowledge and 15 years’ experience in the mortgage business gives her the ability to tailor each loan specifically to each borrower and family situation. While able to provide other popular loan programs, she is extremely versed in New Construction loans, Jumbo loans and Down Payment Assistance programs.
Pam wants to build a long-term relationship with her borrowers, realtors and other business associates by giving unparalleled service and personal attention. Providing a transparent loan process and proactive communication helps to ensure that everyone in the transaction has a positive experience.
Pam understands that working full-time and raising a family keeps homebuyers busy, so she is available to assist her borrowers after hours and on weekends.
Awards and Recognition
- President's Club Award: 2009-2017
- National Association of Home Builders Member/Board Member: 2009-2017
- Associate of The Year for High Point Builders Association: 2013
- Member of BNI, Piedmont Top Producers: 2011-2016