David NishanBranch Manager
How much home can you afford?
Find out by prequalifying right here, right now.
NC Lic. #: I-147149
620 GREEN VALLEY ROAD, SUITE 101
GREENSBORO , NC 27408-
NC Lic. #: L-112550-137
In today’s challenging banking environment, it is critical to align yourself with a loan officer who has the knowledge and expertise to customize loan products to match the short-term and long-term financial goals of home buyers. Since 2002, David has taken an educational approach to home financing, advising first-time home buyers and more experienced buyers on which loan product would best meet their needs, including conventional mortgages, FHA home loans, USDA home loans, and VA home loans. Explaining the home loan process, creating a mortgage strategy that meets each borrower’s purchase or refinancing needs, and determining what documents will be required to submit a home loan for approval are always discussed in our initial consultations.
Realtors and builders can rest assured that their clients are in good hands when they obtain their home financing through David Nishan. Aiming to be each homebuyer’s "lender for life," David utilizes an in-house team of processing, underwriting and funding specialists to ensure each borrower receives exceptional customer service and an on-time closing.
Awards and Recognition
- President's Club Top Producer for 12 years in a row
- Top 1% Mortgage Originator 2015-2016
What We Offer
CONVENTIONAL, FIXED RATE MORTGAGE LOANSYou have good credit and a down payment saved.
These mortgage loans offer several repayment period terms. Different repayment terms offer different, mortgage rates. Their fixed interest rates are desired by many because the principal payment and interest rate does not increase over time.
FEDERAL HOUSING ADMINISTRATION (FHA) LOANYou are a first-time homebuyer, want a low down payment or have concerns about your credit score.
FHA Loans generally involve a lower down payment compared to conventional mortgages but the loan amount may have limitations.
USDA HOME LOANSYou want to purchase a home in a rural area.
If you’re thinking of buying a home in a rural area but not sure how you can afford it, these loans could help. They were created by the federal government to help low- to moderate-income families afford a home in rural areas.
DEPARTMENT OF VETERAN AFFAIRS (VA) LOANYou are a U.S. military veteran or in active military service.
VA loans often deliver great benefits for eligible veterans and their families, such as the possibility of zero down payment and seller-paid closing costs.