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Licensing Information

Nationwide Mortgage Licensing System (NMLS) ID #: 2146

Licenses can be verified at:  NMLS Consumer Access

State Licenses

Certainty Home Loans, LLC | 6860 Dallas Parkway, Suite 400/450, Plano, TX 75093
Corporate Main Office: 972.599.5510 | NMLSR ID#2146 - Equal Housing Lender
For licensing information go to: www.nmlsconsumeraccess.com. Certainty Home Loans, LLC is required to disclose the following license information:

StateLicense TypeLicense #Disclosure
AlabamaConsumer Credit License21115 Alabama Consumer Credit License No. 21115, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
ArkansasCombination Mortgage Banker-Broker-Servicer License11551Arkansas Combination Mortgage Banker-Broker-Servicer License #11551, NMLS ID# 2146 (www.nmlsconsumeraccess.org
CaliforniaResidential Mortage Lending Act License41DBO-81462Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA# 41DBO-81462, NMLS ID# 2146 (www.nmlsconsumeraccess.org
ColoradoMortgage Company RegistrationNoneColorado Mortgage Company Registration, Regulated by the Division of Real Estate, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
District of ColumbiaMortgage Dual Authority LicenseMLB2146District of Columbia Mortgage Dual Authority License MLB2146, NMLS ID# 2146 (www.nmlsconsumeraccess.org
FloridaMortgage Lender LicenseMLD1043Florida Mortgage Lender License #MLD1043, NMLS ID# 2146 (www.nmlsconsumeraccess.org
GeorgiaResidential Mortgage Lender Licensee19715Georgia Residential Mortgage Lender Licensee No. 19715, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
IllinoisResidential Mortgage LicenseMB.6761531NMLS ID# 2146 (www.nmlsconsumeraccess.org)

Regulated by the Illinois Department of Financial and Professional Regulation Division of Banking 320 W. Washington Street Springfield, IL. 62786 217-785-2900

IowaMortgage Banker License2015-0003Iowa Mortgage Banker License #2015-0003, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
KansasMortgage Company LicenseMC.0025308Kansas Mortgage Company License MC.0025308, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
KentuckyMortgage Company LicenseMC102924Kentucky Mortgage Company License #MC102924, NMLS ID# 2146 (www.nmlsconsumeraccess.org
LouisianaResidential Mortgage Lending License1956Louisiana Residential Mortgage Lending License No. 1956, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
MarylandResidential Mortgage Lending License06-20895Maryland Mortgage Lender License No. 06-20895, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
Michigan1st Mortgage Broker/Lender Registrant
2nd Mortgage Broker/Lender Registrant
FR0022283
SR00022284
Michigan 1st Mortgage Broker/Lender Registrant #FR0022283, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
New JerseyResidential Mortgage Lender LicenseNoneNMLS ID# 2146 (www.nmlsconsumeraccess.org)
New MexicoMortgage Loan Company LicenseNoneNMLS ID# 2146 (www.nmlsconsumeraccess.org)
North CarolinaMortgage Lender LicenseL-112550North Carolina Mortgage Lender License No. L-112550, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
OklahomaMortgage Lender LicenseML002549Oklahoma Mortgage Lender License No. ML002549, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
South CarolinaMortgage Lender/Servicer LicenseMLS-2146South Carolina Mortgage Lender/Servicer License No. MLS-2146, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
TennesseeTennessee Mortgage License118686Tennessee Mortgage License #118686, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
TexasMortgage Banker Registration2146Texas Mortgage Banker Registration No. 2146, NMLS ID# 2146 (www.nmlsconsumeraccess.org)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
VirginiaLender License
Broker License
MC-5707Virginia Lender License # MC-5707, NMLS ID# 2146 (www.nmlsconsumeraccess.org)


Disclaimers:

  • Information accurate as of January 1, 2021
  • Not all programs are available in all areas. Program restrictions apply. All rights reserved.
  • This is not an offer for extension of credit or a commitment to lend.
  • Not all branches are licensed in every state; please contact your local office to determine eligibility.
  • All loan programs are subject to Stearns Lending underwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs loan terms, and other information on this website are subject to change without notice.