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Licensing Information

Nationwide Mortgage Licensing System (NMLS) ID #: 2611

Licenses can be verified at:  NMLS Consumer Access

State Licenses

Guaranteed Rate, Inc. D/B/A Certainty Home Lending | 3940 N Ravenswood Chicago, IL 60613 
Corporate Main Office: (972) 599-5510 | NMLS #2611 - Equal Housing Lender
For licensing information go to: www.nmlsconsumeraccess.com

Guaranteed Rate, Inc. D/B/A Certainty Home Lending is required to disclose the following license information: 

StateLicense TypeLicense #Disclosure
AlabamaConsumer Credit License21566 Alabama Consumer Credit License No. 21566
ArkansasCombination Mortgage Banker-Broker-Servicer License103947Arkansas Combination Mortgage Banker-Broker-Servicer License #103947
CaliforniaCalifornia - DFPI Residential Mortgage Lending Act License
4130699
Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act 
ColoradoMortgage Company RegistrationLicensedColorado Mortgage Company Registration, Regulated by the Division of Real Estate
DelawareMortgage Lender License
9436Certainty Home Lending NMLS #2611 is licensed by the Delaware State Bank Commissioner to engage in business in this State
District of Columbia
Mortgage Dual Authority License 
MLB2611 

FloridaMortgage Lender LicenseMLD1102
Florida Mortgage Lender License #MLD1102043
GeorgiaResidential Mortgage Lender Licensee20973
Georgia Residential Mortgage Lender Licensee No. 20973
Hawaii 
Mortgage Company License 
HI-2611Hawaii Mortgage Loan Originator Company License
IdahoMortgage Banker/Lender License 
MBL-5827Idaho Mortgage Lender License # MBL-5827 
IllinoisResidential Mortgage Licensee MB.0005932 STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.
Illinois Department of Financial and Professional Regulations
James R. Thompson Center
DFPR-Residential Mortgage Banking
100 W. Randolph, 9th Floor
Chicago, Illinois 60601
(844) 768-1713 
KansasMortgage Company LicenseMC.0001530
Kansas Mortgage Company License MC.0001530
LouisianaResidential Mortgage Lending License2866Louisiana Residential Mortgage Lending License No. 2866
MarylandResidential Mortgage Lending License2611Maryland Mortgage Lender License No. 2611
Michigan1st Mortgage Broker/Lender Registrant
2nd Mortgage Broker/Lender Registrant
FR0024251 SR0018847
Michigan 1st Mortgage Broker/Lender Registrant #FR0024251
MississippiMississippi Mortgage Lender License 
2611Mississippi Mortgage Lender License No. 2611 
New HampshireMortgage Lender License
13931-MB
Licensed by the New Hampshire Banking Department #13931-MB
New JerseyResidential Mortgage Lender License
LicensedLicensed by the New Jersey Department of Banking & Insurance, NMLS ID #2611
New MexicoMortgage Loan Company License01995
Licensed by the New Mexico Financial Institutions Division
North CarolinaMortgage Lender LicenseL-109803
North Carolina Mortgage Lender License No. L-109803
OhioOhio RMLA Registration 
RM.804160.000 
Licensed by the Ohio Division of Financial Institutions
OklahomaMortgage Lender LicenseML015173 
Oklahoma Mortgage Lender License No.  ML015173
Pennsylvania 
Mortgage Lender License
20371Licensed by the Pennsylvania Department of Banking and Securities
South CarolinaMortgage Lender/Servicer LicenseMLS - 2611 OTN #4
South Carolina Mortgage Lender/Servicer License No.  MLS - 2611 OTN #4
South Dakota
Mortgage Lender License
2611.ML
South Dakota Mortgage Lender License #2611.ML
TennesseeTennessee Mortgage License109179
Tennessee Mortgage License #109179 118686
TexasMortgage Banker RegistrationLicensedCONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
UtahMortgage Entity License – Other Trade Name #4
13372581
Utah Mortgage Entity License – Other Trade Name #4 #13372581
VirginiaLender License
Broker License
MC-3769
Virginia Lender License #  MC-3769
WashingtonConsumer Loan Company License 
13372581 
Washington Consumer Loan Company License #CL-2611
West VirginiaMortgage Broker License
Mortgage Lender License
MB-30098/ML-30469West Virginia Mortgage Broker License & Mortgage Lender License #MB-30098/ML-30469
WyomingMortgage Lender/Broker License
4507Wyoming Mortgage Lender/Broker License #4507


Disclaimers:

  • Guaranteed Rate, Inc. d/b/a Certainty Home Lending NMLS #2611 
  • Information accurate as of 11/7/2022
  • Not all programs are available in all areas. Program restrictions apply. All rights reserved.
  • This is not an offer for extension of credit or a commitment to lend.
  • Not all branches are licensed in every state; please contact your local office to determine eligibility.
  • All loan programs are subject to Guaranteed Rate, Inc DBA Certainty Home Lending underwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs loan terms, and other information on this website are subject to change without notice.