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Committed To Making Homeownership Accessible To More Americans

Owning a home is a source of pride and considered a good financial investment to millions of Americans. From bustling cities to suburban neighborhoods and rural areas, homeownership provides an opportunity to stabilize communities, raise a family, and build wealth. During National Homeownership Month, Certainty Home Loans recommits to individuals, families, realtors, and builders our mission to treat every home loan as our own, and simplify the process through expertise, transparency and personal attention.

In 2017, 88% of overall home buyers, and 98% of buyers 37 years and younger financed their home purchase1. With 2018 experiencing rising home prices and interest rates, and low housing inventory in most cities, many first-time homebuyers may be feeling priced out of buying a home. However, economists are predicting two or three more interest rate hikes this year, so the longer you wait, the more likely you will pay more for the same home as the year progresses.

To get you started on the path to homeownership, Certainty Home Loans has over 120 knowledgeable and licensed loan officers accessible to homebuyers in Alabama, Arkansas, Colorado, District of Columbia (D.C.), Florida, Georgia, Kansas, Louisiana, Maryland, North Carolina, Oklahoma, South Carolina, Tennessee, Texas and Virginia.
 

Ensuring Confidence Every Step Of The Way

Each loan officer uses a transparent digital mortgage process to get applicants pre-qualified for a home loan before their home search so they know how much they can afford to spend on a home. They will also provide email and text updates as the home loan proceeds through the milestones of the home loan process. While a digital mortgage offers convenience, it can be reassuring to work with a local mortgage professional who is invested in your community and be willing to respond to your questions day, night or on weekends.

Every Certainty Home Loans mortgage professional has access to a wide variety of loan programs that can be customized to meet each homebuyer’s unique financial circumstances.

Whether you are a first-time homebuyer, emerging from bankruptc, have poor credit or student loans, we offer numerous home loan programs that require a low down payment, including FHA home loans, VA home loans and USDA home loans, and regional affordable lending programs that provide down payment assistance.

Homeowners who want to move into a larger home, a better school district or purchase a vacation home, can have a Certainty Home Loans mortgage professional assess their short and long-term financial goals, and decide whether a conventional fixed rate loanadjustable rate mortgage (ARM) or jumbo loan program would best meet their needs. They can also refinance your current mortgage so you can turn your present house into the home of your dreams.

#1 In Mortgage Industry Customer Satisfaction2
In an industry where many of the mortgage products are similar, it is the service provided by the team of individuals advising and processing your mortgage that makes all the difference. That’s why we are proud of our TrustSpot verified customer reviews that give Certainty Home Loans a 5-star average rating and the customer surveys that rate us with a MortgageSAT 93% customer satisfaction score; they reinforce that we have succeeded in living our mission.

To get started on your path to homeownership, contact a Certainty Home Loans mortgage professional in your state to learn how much home you can afford.


1 2018 National Association of REALTORS® Home Buyer and Seller Generational Trends

2 Certainty Home Loans 93% customer satisfaction score is the highest score attained by a mortgage company measured by MortgageSAT in 2017.

- Jun 01, 2018



 
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