Home Loan Options

Which Certainty Home Loans product works for you?

Certainty Home Loans mortgage professionals are experienced in helping homebuyers and homeowners clearly understand each type of home loan. Then we help decide which home financing option best meets their financial needs and goals.

Here are just some of the main types of home loans that we offer to purchase a new home. Talk to a Certainty Home Loans mortgage professional to learn which home loan works best for you.

You want to refinance your current home loan.

Refinancing can be a great way to lower monthly payments, shorten the term length on a mortgage, consolidate debt or make home improvements. There are several refinance options for you to explore and our mortgage professionals can walk you through all of them.

You want to renovate your home or buy a “fixer upper” and renovate.

Whether you’re remodeling a kitchen or doing a complete home overhaul, Certainty Home Loans has three lending options—one that’s sure to be right for your needs.

You are 62+ and don’t want a mortgage payment.

For many, a reverse mortgage—also known as Home Equity Conversion Mortgage—can be a useful financial resource that can be used to purchase a new home, pay off an existing mortgage, create a cash reserve, or as supplemental income for retirement.