Certainty's Digital Mortgage

The real estate and housing industries have been continuously evolving in order to meet the needs of our customers while ensuring their safety and comfort. In a world where home means more now than ever, the team at Certainty Home Loans is committed to helping you navigate the mortgage process almost entirely digitally.
Certainty’s Digital Mortgage makes it easy to find out how much you can afford – and you can do it from the comfort of your own home!

Digital Mortgage Highlights

  • Loan applications can be taken through our secure and encrypted Digital Mortgage process
  • You can enter your information directly on the website or through the IOS/Android app on your mobile device
    • Or, a licensed Mortgage Loan Originator can screenshare in real-time to walk you through the process
  • All upfront disclosures can be signed electronically
  • All needed documents can be uploaded directly into the electronic file, and no original documents need to change hands
  • Receive updates throughout the loan process through push notifications on the app
After you submit your application with our Digital Mortgage, your Mortgage Loan Originator will assist in selecting the best home loan product for your specific situation and will guide you through the entire process. This may include tasks like obtaining the required documentation, having employment and applicable funds verified, and having your entire file reviewed to make a final decision on loan approval. But don't worry, your team at Certainty will be here if you have questions along the way.

Closing Is Now Even Easier

When it’s time to close on your new mortgage, our eClose process makes it simple and saves you time so you can get you into your home as quickly as possible. The eClose capability allows 90% of the mortgage documents to be reviewed and signed electronically prior to your closing appointment.

Get Started Today

Ready to get started? With the exception of a few documents that need to be “wet signed” at the closing table, the majority of the mortgage process can be completed from the comfort of your couch. Find a local loan officer or start the application process online today.
- Sep 08, 2020