Although 2020 has brought everyone more than their share of challenges, there are still plenty of reasons to celebrate Homeownership Month. It doesn’t matter if you’re ready to buy today, or still in the planning stages of buying your first home – at Certainty Home Loans, it’s business as usual.
Shelter in your own place
If your experience with “sheltering in place” in a rental home has convinced you to fast-track your buying plans, you’re not alone1
. Builders and real estate agents alike have been reporting a rise in interested buyers during the last months.
In addition to safer social distancing, homeownership offers amenities that more of today’s buyers are demanding. The most popular ones include dedicated home offices, private open spaces for relaxing outdoors, a laundry room, and kitchens equipped with more than rental-quality basics.
Say hello to happy
Homeownership offers more than safe shelter… you can also look to a secure financial future. While homeownership is a major responsibility, it can also provide equally major rewards. From the day you move in, you’ll be building equity – the amount of your mortgage you’ve repaid, plus any rise in your home’s value – each month.
There’s even more good news. When you buy a home, you’ll be able to put down roots in a neighborhood of your choice and feel part of a community. And the dream of homeownership really is a dream come true. A 2019 poll2
found 93% of homeowners say having a house makes them happier than renting ever did.
Check out your financing options
Certainty Home Loans offers a wide variety of mortgage programs to make it easier for you to choose a home loan that complements your budget and your financial goals. We also offer low down payment home loans, and if you’re a military veteran, a reservist, or still in active duty, you may qualify for a VA loan with no down payment requirement3
If you don’t have funds for a down payment, you may qualify for down payment assistance from your state, county, or city. Some even offer grant assistance, which means you will never be required to repay these funds4
Certainty Home Loans has licensed loan officers in Alabama, Arkansas, Colorado, District of Columbia, Florida, Georgia, Kansas, Louisiana, Maryland, New Mexico, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, and Virginia.
When you’re ready to apply for your loan, you have several options. You can apply online 24 hours a day, 7 days a week, from the convenience of your home through our online portal or digital app on your iPhone or Android phone.
No matter how our relationship begins, you’ll appreciate how we leave out the mortgage-speak acronyms and explain everything to you in everyday language. We do this by taking a different, customer-centric approach to lending. But don’t take our word for it, over 6,200 homebuyers have given Certainty Home Loans a 5-star rating with TrustSpot for their homebuying experience. See what people are saying about Certainty Home Loans
What’s more, Certainty Home Loans was recently recognized by MortgageSAT
for providing a Best In Class “Overall Borrower Satisfaction” in 2019 based on surveys completed by our satisfied homebuyers.
Since we opened our doors 20 years ago, we have helped over 185,000 individuals and families finance their homes. Ready to take the next step? Contact a Certainty Home Loans mortgage originator in your city today.
Not quite ready to apply? Got some questions? Contact us for an informal, friendly discussion
. Our mission is to help people like you overcome obstacles, make responsible financing decisions, and make homeownership a reality.
1 – “Homebuilders suddenly see sales jump as renters flee small urban apartments
,” CNBC, April 27, 2020
2 - 2019 Fall Homebuyer Insights Report
3 - With full entitlement.
4 - Income limitations and state specific guidelines apply.;
Jun 01, 2020