Since June is National Homeownership Month, we’d like to thank our borrowers, realtors, builders and other referral partners for their trust in selecting Certainty Home Loans for their home financing and support for the past 19 years. This includes the Realtors® who work tirelessly to help our borrowers find their ideal home, the home builders who take pride in their craftsmanship, and the support staff who help provide borrowers with a transparent home loan process from application to closing.
This month’s also an ideal time to share some good news about the 2019 real estate and financial markets, and how homeownership may help build a secure future for yourself and your family.
Good news for homebuyers …
Last year’s booming economy contributed to rising home prices and fewer homes for sale, plus rising interest rates. This led to many potential buyers deciding to wait things out until their local real estate market settled down. However, if you’ve been waiting to buy a home, here’s some good news. Not only have home prices stabilized in many areas, interest rates ignored the economists’ predictions of higher rates in 2019 and have actually fallen.
… not-so-good news for renters
Monthly costs for many renters continued to rise over the past year, with some cities harder-hit than others. For example, rental rates in Atlanta, Georgia increased by 12% for a two-bedroom apartment while renters in Plano, Texas faced price hikes up to 25.3%
In addition to banking less of their monthly income, renters may lose out on building financial stability. According to a 2016 Federal Reserve survey
, an American homeowner’s net worth in 2016 was 44 times greater than that of a renter ($231,400 vs. $5,200).
If you’re currently renting, you may be thinking that’s time to move up to the benefits of homeownership. We’re ready when you are, so why not begin exploring your options?
Go with the #1 Mortgage Lender in Customer Satisfaction
According to our borrowers
, we’re the #1 mortgage lender for Overall Borrower Satisfaction
and for our Application Process
! Contact us today
and we’ll help you take the first step to buying your new home. We help all types of borrowers, including those who are first-time buyers, recovering from bankruptcy or foreclosure, have a poor credit history or are paying off student loans.
We have numerous home loan programs, including many that require a low down payment. These include FHA, VA and USDA home loans. You may also qualify for one or more down payment assistance programs that help make home ownership truly affordable. Our shared mission is to treat every home loan as our own while we simplify the process through expertise, transparency and personal attention.
We serve homebuyers from Colorado and east across the Sun Belt States
Certainty Home Loans serves homebuyers in Alabama, Arkansas, Colorado, the District of Columbia (D.C.), Florida, Georgia, Kansas, Louisiana, Maryland, North Carolina, Oklahoma, South Carolina, Tennessee, Texas and Virginia. Since our founding in 2000, we’ve helped over 180,000 individuals and families finance their homes, including 6,000 in 2018. We’d like your home to be next.
Jun 01, 2019