LOOKING TO REFINANCE YOUR MORTGAGE?
Featured Services & Programs
Simply put, refinancing your home is when you replace your current mortgage with a new home loan. This new mortgage will come with different terms, a new interest rate, and a new monthly mortgage payment that is typically more affordable in the long run. As a homeowner, you may qualify from several benefits that can yield substantial savings when you refinance your home.
Change Your Rate or Term
Refinance to change your term or lower your interest rate and monthly payments on your current mortgage.
Cash-Out Refinance
Take advantage of the equity you’ve built in your home and get cash back when you refinance.
FHA Streamline
A simplified refinancing process for those with an existing FHA mortgage. It requires less documentation and is typically completed quickly.
VA Refinance
Benefit from a simplified refinance process for those with an existing VA mortgage.
HECM/Reverse
For those 62 years of age or older, allow you to convert part of the equity in your home into a non-taxed source of income
HELOC
Get your money in just days with our fixed-rate, digital HELOC.
List of Select Loan Programs Offered
Change Your Rate or Term
Refinance to change your term or lower your interest rate and monthly payments on your current mortgage.
Cash-Out Refinance
Take advantage of the equity you’ve built in your home and get cash back when you refinance.
FHA Streamline
A simplified refinancing process for those with an existing FHA mortgage. It requires less documentation and is typically completed quickly.
VA Refinance
Benefit from a simplified refinance process for those with an existing VA mortgage.
HELOC
Tackle your high-interest rate debt or remodel your kitchen! Why wait weeks or months on a bank to borrow the money you need? Get your money in just days with our fixed-rate, digital HELOC.
And Many, Many More
Certainty prides itself on having the products that our customers need. Don’t see the loan program you were looking for? Reach out to us and ask – we’re sure to have a program to fit your needs.
Now, let’s get you home.
Our loan officers are ready to help you get that home of your dreams. They know your market, loan options, and will be there with you every step of the way.