LOOKING TO REFINANCE YOUR MORTGAGE?

Featured Services & Programs

Simply put, refinancing your home is when you replace your current mortgage with a new home loan. This new mortgage will come with different terms, a new interest rate, and a new monthly mortgage payment that is typically more affordable in the long run. As a homeowner, you may qualify from several benefits that can yield substantial savings when you refinance your home. By refinancing, you may pay more in costs and interest over the life of the loan.

Change Your Rate or Term

Refinance to change your term or lower your interest rate and monthly payments on your current mortgage.

Cash-Out Refinance

Take advantage of the equity you’ve built in your home and get cash back when you refinance.

FHA Streamline

A simplified refinancing process for those with an existing FHA mortgage. It requires less documentation and is typically completed quickly.

VA Refinance

Benefit from a simplified refinance process for those with an existing VA mortgage.

HECM/Reverse

For those 62 years of age or older, allow you to convert part of the equity in your home into a non-taxed source of income

HELOC

Get your money in just days with our fixed-rate, digital HELOC.

List of Select Loan Programs Offered

Change Your Rate or Term

Refinance to change your term or lower your interest rate and monthly payments on your current mortgage.

LEARN MORE

Cash-Out Refinance

Take advantage of the equity you’ve built in your home and get cash back when you refinance.

LEARN MORE

FHA Streamline

A simplified refinancing process for those with an existing FHA mortgage. It requires less documentation and is typically completed quickly.

LEARN MORE

VA Refinance

Benefit from a simplified refinance process for those with an existing VA mortgage.

LEARN MORE

HECM/Reverse

Convert part of the equity in your home into a non-taxed source of income.

LEARN MORE

HELOC

Tackle your high-interest rate debt or remodel your kitchen! Why wait weeks or months on a bank to borrow the money you need? Get your money in just days with our fixed-rate, digital HELOC.

LEARN MORE

And Many, Many More

Certainty prides itself on having the products that our customers need. Don’t see the loan program you were looking for? Reach out to us and ask – we’re sure to have a program to fit your needs.

Now, let’s get you home.

Our loan officers are ready to help you get that home of your dreams. They know your market, loan options, and will be there with you every step of the way.